• GRMF20-02: Filling in the Gap: The Role of Employer-provided DI 

  Abdulhadi, Adibah (Center for Financial Security, 2020)

  The risk of disability for workers is not trivial. While many workers rely on public disability programs such as the Social Security Disability Insurance (SSDI) to protect them against disability risk, these programs do ...

• WI20-03: Social Security Disability Insurance (SSDI) and Intergenerational Economic Mobility 

  Fletcher, Jason; Jajtner, Katie; Messel, Matt (Center for Financial Security, 2020)

  Access to economic opportunity in the United States is not uniform. In addition to heterogeneous mobility patterns by race/ethnicity and geography, new research suggests children whose parent(s) have work-limiting health ...

• IRP20-01: Criminal Justice Involvement and Well-Being in Old Age 

  Doleac, Jennifer (Center for Financial Security, 2020)

  This paper uses data from the Criminal Justice Administrative Records Systems linked with survey and administrative data sources from the U.S. Census Bureau to provide the first evidence on the looming retirement crisis ...

• WI20-Q2: Economic Security of Older Adults during the COVID-19 Crisis: Early Data to Inform Research and Policy 

  Collins, Michael; Moulton, Stephanie; Brown, Meta (Center for Financial Security, 2020)

  This study documents the credit outcomes of older adults immediately before and after the onset of the COVID-19 pandemic in the US. Using credit data to track indicators of financial distress, this study shows that on ...

• WI20-Q1: Determinants of the Use of Supplemental Security Income by American Indian and Alaska Natives 

  Stoddard, Christiana (Center for Financial Security, 2020)

  American Indian and Alaska Natives (AIAN) participate in the Supplemental Security Income (SSI) program at about twice the rate of the general population. Despite experiencing some of the worst poverty and mortality rates ...

• JSIT20-05: The Unintended Effect of Medicaid Aging Waivers on Informal Care giving 

  Zai, Emma (Center for Financial Security, 2020)

  Medicaid aging waivers incentivize older adults who need long-term care to stay at home rather than move into a nursing facility. However, this policy may inadvertently shift care burdens onto informal caregivers. Using ...

• JSIT20-04: The Effect of Insurance Expansion on SSI Participation: Evidence from the ACA 

  Solomon, Keisha (Center for Financial Security, 2020)

  Before states expanded their Medicaid programs, low-income adults without dependent children were typically only eligible for Medicaid insurance coverage through the Supplemental Security Income Program (SSI) due to a ...

• JSIT20-03: Pension Plan Types and Social Security Knowledge: New Survey Evidence 

  Li, Yang (Center for Financial Security, 2020)

  Knowledge of the Social Security (SS) Old-Age and Survivors Insurance program affects people’s work, consumption, and savings decisions before retirement and in turn impacts financial well-being in retirement. Despite ...

• JSIT20-02: Impacts of Parental Health Shocks on Adult Children’s Wealth Accumulation 

  Harvey, Melody (Center for Financial Security, 2020)

  Understanding current and future retirees’ financial security requires considering that decision-making and subsequent consequences may extend beyond them to their significant others (or their adult children). Children ...

• GRMF20-01: Continuous Convergence of Cumulative (Dis)advantage? U.S. Immigrants' Economic Integration in Later Life 

  Ye, Leafia (Center for Financial Security, 2020)

  People migrate at various ages and, depending on their age at migration, have different life opportunities as well as needs for public assistance. Immigrants who arrive in the U.S. under the age of 18 are commonly sorted ...

• JSIT20-01: Direct and Spillover Effects of Child Supplemental Security Income 

  Singh, Maliha (Center for Financial Security, 2020)

  Children having a sibling with a disability are often disadvantaged as parents need to divert a high proportion of their resources, time, and energy on the child with a disability in the family (Abrams, 2009). Prior research ...

• Postdoc20-01: High School Coursework and Labor Force Attachment at Midlife 

  Bosky, Amanda (Center for Financial Security, 2020)

  Work during the preretirement years is a vital component of long-term wellbeing, especially with life expectancy increasing and the burden of saving for retirement shifting heavily toward workers. Employment experiences ...

• Postdoc20-02: Economic Impact of State Paid Family Leave Policies on Caregivers with Older Disabled Adults 

  Dao, Ngoc (Center for Financial Security, 2020)

  This study examines the impact of the state paid family leave mandates on working-age individuals residing with older and/or disabled adults. When facing the dual demands of employment and taking care of family members ...

• WI20-12: Caregiving and Labor Force Participation: New Evidence from the Survey of Income and Program Participation 

  Truskinovsky, Yulya; Maestas, Nicole (Center for Financial Security, 2020)

  A large share of the growing demand for care is met informally by relatives. Many family caregivers also work, and the empirical evidence suggests that burden of caregiving interferes with employment. Although it is ...

• WI20-02: Firm Investment, Labor Supply, and the Design of Social Insurance: Evidence from Accommodations for Workplace Disability 

  Mommaerts, Corina; Aizawa, Naoki; Rennane, Stephanie (Center for Financial Security, 2020)

  Long-term care represents a significant cost to older adults in the US, and nursing home use is an important part of long-term care. It is therefore important to understand how older adults make nursing home-related ...

• WI20-10: Home Ownership and Housing Debt in Retirement: Financial Asset for Consumption Smoothing or Albatross Around the Neck of Retirees? 

  Fitchner, Jason (Center for Financial Security, 2020)

  For many retirees, the home is their most valuable asset. A house is both used as an investment and for consumption. If a home is paid for at the time when a person retires, they no longer have to service a mortgage or pay ...

• WI20-09: The Demographics Behind Aging in Place: Implications for Supplemental Security Income Eligibility and Receipt 

  Hamman, Mary (Center for Financial Security, 2020)

  Despite population aging, the nursing home population has declined since the 1980s. Recent surveys indicate most older adults prefer to “age in place” rather than move into an institution and, since the 1990s, the share ...

• WI20-07: Local Public Housing Authorities’ Housing Choice Voucher Policies Can Affect SSI Participation 

  Hembre, Erik; Urban, Carly (Center for Financial Security, 2020)

  Supplemental Security Income (SSI) and Housing Choice Vouchers (HCVs) both play an important role in the assistance offered to low-income households with disabilities, but the interaction of these programs is largely ...

• WI20-06: Trends in Conversations about SSDI in Online Forums 

  Wong, Nancy; Ashton, Lydia (Center for Financial Security, 2020)

  Applications to DI have declined in recent years but extant research shed little light on what has been driving these trends. Research surveys and interviews based on self-report data may not reveal more personal situations ...

• WI20-04: Lost and Found: Claiming Behavior in Abandoned Retirement Accounts 

  Mukherjee, Anita; Mommaerts, Corina (Center for Financial Security, 2020)

  Many tax-advantaged retirement accounts require individuals to start taking distributions by a certain age (typically 70.5), yet some individuals fail to do so. When this occurs, the unclaimed accounts are often handed ...

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