Income from the Social Security Administration (SSA)—through retirement, disability, and family benefits from the Old Age, Survivors, and Disability Insurance (OASDI) program and payments from the Supplemental Security ...

With a rise in non-standard work – independent contracting, freelancing, temporary, on-call, and “gig work” – research has focused on implications for economic security. These forms of work tend to be more precarious, lack ...

A key question that this study aims to explore is whether Social Security income payment timing affects financial shortfalls. We would expect that pay cycle would not affect likelihood of financial shortfall. However, this ...

This study documents the credit outcomes of older adults immediately before and after the onset of the COVID-19 pandemic in the US. Using credit data to track indicators of financial distress, this study shows that on ...

This paper uses data from the Criminal Justice Administrative Records Systems linked with survey and administrative data sources from the U.S. Census Bureau to provide the first evidence on the looming retirement crisis ...

The onset of a costly disease in retirement can present a significant threat to economic security. Older adults often self-insure against these risks by accumulating wealth, including home equity. For many older adults, ...

The literature examining the motivation for, and consequences of, retirement has tended to focus primarily on retirees and their spouses. However, since the decision to retire is deeply rooted in extended family ...

Increases in average life expectancy, better health in older ages, and work becoming less physically demanding have all contributed to a greater number of working years and postponed retirement. However, this is not uniformly ...

The American Rescue Plan Act (ARPA) of 2021 significantly expands the Child Tax Credit (CTC), increasing the number of eligible children and payment amounts with advance monthly payments that began in July 2021. The expanded ...

Parents of children with disabilities face a unique set of tradeoffs in retirement decisions. They may be more constrained in their ability to save for retirement in their prime labor-market years, and, once they reach ...