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WI23-13: How Does the Death of a Partner During the COVID-19 Pandemic Affect the Economic Security of the Surviving Older Adult? Evidence From Credit Panel and Labor Force Participation Data
(Center for Financial Security, 2023)
The death of a partner has long been recognized as a significant threat to the economic security of older adults. Older adults experienced a significant increase in unexpected deaths during the COVID-19 pandemic. This study ...
WI21-07: Economic Security in Retirement: How Does Borrowing from Home Equity After a Health Shock Affect Health Outcomes?
(Center for Financial Security, 2021)
The onset of a costly disease in retirement can present a significant threat to economic security. Older adults often self-insure against these risks by accumulating wealth, including home equity. For many older adults, ...
WI20-11: Housing Wealth and Economic Security in Retirement: Does Borrowing from Home Equity Increase Adherence to Prescription Drugs?
(Center for Financial Security, 2020)
The primary source of wealth for many older adults, particularly for those with lower incomes who rely entirely on Social Security for their incomes, is equity in the home. This project investigates the use of housing ...
W19-06: Debt Stress and Mortgage Borrowing in Older Age: Implications for Economic Security in Retirement
(Center for Financial Security, 2019)
The amount of financial debt held by seniors in the U.S. has grown substantially over the past decade. Prior research links higher levels of debt to increased psychological stress and decreased physical health. For seniors, ...
WI22-09: The COVID-19 Pandemic and Older Adults' Employment and Economic Security: Insights from Earnings and Credit Panel Data
(UW-Madison Retirement and Disability Research Center, 2022)
This study examines the relationship between reductions in labor force participation and earnings during the first 15 months of the COVID-19 pandemic and older adults’ economic security. Our particular focus is on consumer ...