Browsing by Title
Now showing items 29579-29598 of 30037
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WI19-07: Housing Assistance and SSI Caseload Shifting
(Center for Financial Security, 2019)From 2009 to 2016, SSI caseloads increased by 9%, with 4.8 million prime-aged recipients in 2016. Over the same time period, TANF caseloads declined by 11%, reaching 1.5 million in 2016. Both programs provide cash-assistance ... -
WI19-09: The Impacts of Payday Loan use on the Financial Wellbeing of the OASDI and SSI beneficiaries
(Center for Financial Security, 2019)This paper studies the impact of payday loan borrowing on the financial well-being of Social Security (SS) income and Supplemental Security Income (SSI) receivers. Specifically, it focuses on the borrowing behaviors of ... -
WI20-01: Nursing Home Use Expectations and Wealth Accumulation Among Older Adults
(Center for Financial Security, 2020)Long-term care represents a substantial financial risk to the elderly in the U.S., yet few elderly individuals purchase private insurance for such care. Less wealthy households may qualify for Medicaid coverage but remaining ... -
WI20-02: Firm Investment, Labor Supply, and the Design of Social Insurance: Evidence from Accommodations for Workplace Disability
(Center for Financial Security, 2020)Long-term care represents a significant cost to older adults in the US, and nursing home use is an important part of long-term care. It is therefore important to understand how older adults make nursing home-related ... -
WI20-03: Social Security Disability Insurance (SSDI) and Intergenerational Economic Mobility
(Center for Financial Security, 2020)Access to economic opportunity in the United States is not uniform. In addition to heterogeneous mobility patterns by race/ethnicity and geography, new research suggests children whose parent(s) have work-limiting health ... -
WI20-04: Lost and Found: Claiming Behavior in Abandoned Retirement Accounts
(Center for Financial Security, 2020)Many tax-advantaged retirement accounts require individuals to start taking distributions by a certain age (typically 70.5), yet some individuals fail to do so. When this occurs, the unclaimed accounts are often handed ... -
WI20-06: Trends in Conversations about SSDI in Online Forums
(Center for Financial Security, 2020)Applications to DI have declined in recent years but extant research shed little light on what has been driving these trends. Research surveys and interviews based on self-report data may not reveal more personal situations ... -
WI20-07: Local Public Housing Authorities’ Housing Choice Voucher Policies Can Affect SSI Participation
(Center for Financial Security, 2020)Supplemental Security Income (SSI) and Housing Choice Vouchers (HCVs) both play an important role in the assistance offered to low-income households with disabilities, but the interaction of these programs is largely ... -
WI20-08: Economic Opportunity, Drug Overdose Mortality, and Disability
(Center for Financial Security, 2020)Recent work has demonstrated rising drug overdose mortality following industrial decline due to exposure to foreign trade. Despite experiencing similar declines in manufacturing-sector opportunities, some areas of the ... -
WI20-09: The Demographics Behind Aging in Place: Implications for Supplemental Security Income Eligibility and Receipt
(Center for Financial Security, 2020)Despite population aging, the nursing home population has declined since the 1980s. Recent surveys indicate most older adults prefer to “age in place” rather than move into an institution and, since the 1990s, the share ... -
WI20-10: Home Ownership and Housing Debt in Retirement: Financial Asset for Consumption Smoothing or Albatross Around the Neck of Retirees?
(Center for Financial Security, 2020)For many retirees, the home is their most valuable asset. A house is both used as an investment and for consumption. If a home is paid for at the time when a person retires, they no longer have to service a mortgage or pay ... -
WI20-11: Housing Wealth and Economic Security in Retirement: Does Borrowing from Home Equity Increase Adherence to Prescription Drugs?
(Center for Financial Security, 2020)The primary source of wealth for many older adults, particularly for those with lower incomes who rely entirely on Social Security for their incomes, is equity in the home. This project investigates the use of housing ... -
WI20-12: Caregiving and Labor Force Participation: New Evidence from the Survey of Income and Program Participation
(Center for Financial Security, 2020)A large share of the growing demand for care is met informally by relatives. Many family caregivers also work, and the empirical evidence suggests that burden of caregiving interferes with employment. Although it is ... -
WI20-Q1: Determinants of the Use of Supplemental Security Income by American Indian and Alaska Natives
(Center for Financial Security, 2020)American Indian and Alaska Natives (AIAN) participate in the Supplemental Security Income (SSI) program at about twice the rate of the general population. Despite experiencing some of the worst poverty and mortality rates ... -
WI20-Q2: Economic Security of Older Adults during the COVID-19 Crisis: Early Data to Inform Research and Policy
(Center for Financial Security, 2020)This study documents the credit outcomes of older adults immediately before and after the onset of the COVID-19 pandemic in the US. Using credit data to track indicators of financial distress, this study shows that on ... -
WI21-01: Using Online SSDI Conversations to Improve Communication and Outreach
(Center for Financial Security, 2021)Text analysis of data collected from online forum conversations, a form of user-generated content (UGC), reveals that Social Security Disability Insurance (SSDI) applicants and recipients, the “customers,” share concerns ... -
WI21-01: Using SSDI Conversations in Online Forums to Improve Communication and Outreach
(Center for Financial Security, 2021)Text analysis of data collected from online forum conversations, a form of user-generated content (UGC), reveals that Social Security Disability Insurance (SSDI) applicants and recipients, the “customers,” share concerns ... -
WI21-02: Retirement in the Context of Intergenerational Transfers
(Center for Financial Security, 2021)The literature examining the motivation for, and consequences of, retirement has tended to focus primarily on retirees and their spouses. However, since the decision to retire is deeply rooted in extended family ... -
WI21-03: Assessing Vulnerability to Social Security Scams
(Center for Financial Security, 2021)Over the last few years, Social Security scams have become one of the most common forms of government imposter fraud. These scams cost innocent people in the United States millions of dollars each year and undercut the ... -
WI21-04: The Changing Task Content of Jobs for Older Workers in the United States
(Center for Financial Security, 2021)With data on occupational task content from O*NET and ORS and survey data from the American Community Survey (ACS) and 1979 National Longitudinal Survey of Youth (NLSY79), we document how the physical, cognitive, routine, ...